Terms of Use

1. Acceptance of Terms

By accessing or using the Wallvestment Capital website or services, you agree to these Terms and any policies referenced in them, including our Privacy Policy. These Terms apply to all visitors, applicants, users, and others who access or use our website or services.

2. Use of Website and Services

Wallvestment Capital grants you permission to access and use our website and materials for lawful business and informational purposes only.

You agree not to:

• Use the website or services for any unlawful, fraudulent, abusive, or unauthorized purpose
• Submit false, misleading, incomplete, or inaccurate information
• Attempt to gain unauthorized access to our systems, accounts, data, or networks
• Copy, modify, distribute, sell, lease, or exploit any part of the website without written permission
• Use automated systems, bots, scraping tools, or similar methods without authorization
• Interfere with the security, functionality, or availability of the website
• Remove copyright, trademark, or proprietary notices from website materials
• Attempt to reverse engineer, decompile, or disassemble any software or technology on the website

We may suspend or terminate access to our website or services if we believe these Terms have been violated.

3. Funding Services Terms

Wallvestment Capital provides business funding-related services, which may include funding inquiries, application intake, pre-qualification, underwriting support, document collection, offer presentation, and referral or placement with funding programs or capital providers.

Additional funding-related terms include:

• Application Review: All funding inquiries and applications are subject to review, verification, underwriting, and approval.
• No Guarantee: Submission of an inquiry or application does not guarantee approval, funding amount, pricing, repayment terms, renewal eligibility, or any specific offer.
• Eligibility: Eligibility may depend on business revenue, time in business, industry, business documentation, bank activity, credit profile, existing obligations, ownership verification, underwriting guidelines, and other factors.
• Rates and Terms: Funding rates, factor rates, fees, repayment amounts, payment frequency, purchase amounts, and terms vary based on business qualifications, product type, risk assessment, underwriting results, and provider requirements.
• Documentation: You may be required to provide business bank statements, identification, tax documents, ownership documents, voided checks, payoff letters, processing statements, contracts, or other supporting documents.
• Repayment or Remittance: Any repayment, remittance, purchase, or payment obligations will be stated in the applicable funding agreement or contract. You should carefully review all agreements before signing.
• Default or Breach: Failure to comply with funding agreements may result in collection activity, enforcement actions, fees, legal proceedings, or other remedies as allowed by the applicable agreement and law.
• Platform Fulfillment: Financing requests submitted through Wallvestment Capital are evaluated and structured through our platform and may be fulfilled through Wallvestment-managed programs or through integrated capital providers operating within our platform infrastructure, depending on underwriting, availability, and transaction fit.
• No Financial, Legal, or Tax Advice: Information provided by Wallvestment Capital is for general business and funding-related purposes only and should not be considered legal, tax, accounting, or financial advice. You should consult your own advisors before entering into any funding agreement.

4. SMS/Text Messaging Terms

By submitting a funding inquiry or application and providing consent to receive text messages, you agree that Wallvestment Capital may send SMS/text messages to the mobile number you provide. Messages may relate to your funding inquiry, application status, document requests, appointment reminders, advisor follow-ups, support responses, and funding-related account updates.

Message frequency may vary. Message and data rates may apply. Consent to receive text messages is not required as a condition of funding approval.

You may opt out of text messages at any time by replying STOP. After opting out, you may receive a confirmation message. You may reply HELP for assistance.

Supported carriers are not responsible for delayed or undelivered messages.

For help, contact Wallvestment Capital at:

• Phone: (877) 799-2513
• Email: legal@wallvestment.com

Your use of SMS/text messaging is also governed by our Privacy Policy.

5. Communications Consent

By providing your contact information, submitting a form, or applying for funding, you authorize Wallvestment Capital to contact you using the contact information you provide, including by phone, email, text message, or other communication methods, subject to applicable law and your consent where required.

You agree that the information you provide is accurate and that you are authorized to provide it. You may request to stop receiving certain communications by following the opt-out instructions provided or by contacting us.

6. Accuracy of Information

You agree to provide true, accurate, current, and complete information when using our website, submitting forms, communicating with us, or applying for funding.

Wallvestment Capital is not responsible for delays, denials, incorrect offers, communication issues, or other problems caused by inaccurate, incomplete, outdated, or misleading information provided by you.

7. Website Materials and Disclaimer

The materials on the Wallvestment Capital website are provided for general informational purposes only. While we try to keep information accurate and current, we do not guarantee that website materials are accurate, complete, current, error-free, or suitable for your specific needs.

The website and materials are provided on an "as is" and "as available" basis. Wallvestment Capital disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, and availability.

8. Limitation of Liability

To the maximum extent permitted by law, Wallvestment Capital and its owners, officers, employees, representatives, partners, service providers, and affiliates shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including damages for loss of profits, revenue, data, business opportunity, goodwill, or business interruption, arising from or related to your use of the website, services, materials, communications, or funding process.

Some jurisdictions do not allow certain limitations of liability, so some limitations may not apply to you.

9. Third-Party Links and Services

Our website may contain links to third-party websites, platforms, tools, providers, or services. Wallvestment Capital is not responsible for the content, policies, security, accuracy, availability, or practices of any third-party websites or services.

The inclusion of a link does not imply endorsement. Your use of third-party websites or services is at your own risk and may be governed by separate terms and privacy policies.

10. Intellectual Property

All website content, branding, logos, designs, text, graphics, forms, software, workflows, and other materials are owned by or licensed to Wallvestment Capital and are protected by intellectual property laws.

You may not copy, reproduce, distribute, modify, publicly display, create derivative works from, or commercially exploit any website content without our prior written permission.

11. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, share, and protect information. Our Privacy Policy is incorporated into these Terms by reference.

12. Changes to Website, Services, and Terms

Wallvestment Capital may update, modify, suspend, or discontinue any part of the website or services at any time without notice.

We may also revise these Terms from time to time. When we update them, we will revise the "Last Updated" date above. Your continued use of the website or services after updated Terms are posted means you accept the updated Terms.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles. You agree to submit to the jurisdiction of the state and federal courts located in New York for disputes arising from or related to these Terms, unless otherwise required by applicable law.

14. Contact Information

Questions about these Terms should be sent to: