Real-Estate Secured Business Funding

Get business funding secured by real estate you already own — including your primary home, rental/investment properties, commercial property, industrial property, or land.

Real Estate
Secured

Why borrowers choose this

A fast, clear process backed by real estate equity

Higher approval odds

Because it's secured

Potentially larger amounts

Based on equity

Working capital / payoff debt

Use of proceeds

E-sign online

Signing

What counts as collateral?

Real-estate based collateral

What we'll request

Prepare these to move faster

How it works

4 simple steps to get funded

GET FUNDED

Some real deals funded with collateral-backed lending

Max terms can go up to 36 months

Wholesaler transaction
Wholesaler

Consolidate Seven Open MCA Balances

Proceeds were used to consolidate seven open Merchant Cash Advance balances.

Amount Funded
$250,000
Deal Terms
12 months
Collateral
2nd pos. industrial
Revenue
$264K/mo
Credit
673
In Business
12 years
Trucking transaction
Trucking

Replace Expensive Daily Payments

Business owner had four open cash advances requiring daily payments of $2,499. We paid off all prior lenders and lowered the daily payment to $733!

Amount Funded
$150,000
Deal Terms
15 months
Collateral
2nd pos. residential
Revenue
$150K/mo
Credit
Mid 500's
In Business
3 years
Telecommunications transaction
Telecommunications

Capital Infusion with Lower Lien Position

Proceeds were used to replenish business capital. Collateral in 3rd position behind a $3.9MM construction loan and a $400K private second.

Amount Funded
$600,000
Deal Terms
15 months
Collateral
3rd position
Revenue
$497K/mo
Credit
719
In Business
3 years
Mining transaction
Mining

Bridge Financing Using Raw Land

No deposits some months. Provided bridge financing enabling the client to complete a $1.17M contract over the next 180 days.

Amount Funded
$425,000
Deal Terms
18 months
Collateral
1st pos. raw land
Revenue
$50K/mo
Credit
565
In Business
14 years

These are real funded deals. Terms may vary by borrower profile and collateral.

Submit Your Forms

Choose language, fill online, and submit. You can submit either form independently.

Schedule of Real Estate Owned

Add your properties below

P=Primary V=Vacation R=Rental C=Commercial I=Industrial L=Land
Your Contact Information

Business Loan Application

Complete application for underwriting — all fields help expedite approval

Company Information
Business Owner / Guarantor
Co-Applicant
(Optional — if applicable)
Loan Request
Certification and Agreement

IMPORTANT INFORMATION ABOUT PROCEDURES FOR PROCESSING THIS BUSINESS LOAN APPLICATION ("APPLICATION") — To help the government fight the funding of terrorism and money laundering activities, federal law requires financial institutions to obtain, verify and record information that identifies each person who applies for a loan. What this means to you: As part of the Application process, we will ask for the name, address, date of birth, and other information that will allow us to identify the business owner(s) and guarantor(s). We may also ask to see their driver's license or other identifying documents.

By signing and submitting this Application, the undersigned certifies that (i) I am authorized to apply for business financing on behalf of the entity identified above in the Company Information section, (ii) the information provided within this Application is true and accurate, and (iii) I will promptly notify the lender of any material changes to such information.

This Application must be accompanied by additional supporting documents and information as directed by the lender in order to be considered for approval. The undersigned authorizes the lender and its affiliated companies, and its respective agents, assignees and/or third-party providers to make all inquiries deemed necessary to verify the accuracy of the information provided in this Application (including requesting business and personal credit bureau reports from credit reporting agencies and other sources).

The lender may order a valuation to determine the value of property proposed as collateral and charge the applicant for this valuation. If the valuation relates to a first lien on a residential property, the lender will promptly give the applicant a copy of any such valuation, even if a loan does not close. The undersigned further acknowledges the applicant can pay for an additional valuation for its own use at its cost.

The undersigned agrees and understands that the lender and/or its affiliated companies will retain this Application and all supporting documents and information whether or not a loan closes.

Business Owner Signature

You can submit the application without completing the collateral form.

Ready
Your submission was prepared.

State Restrictions

States Where We Cannot Accept Residential Real Property
  • Idaho (ID)
  • Iowa (IA)
  • Minnesota (MN)
  • Oregon (OR)
  • Utah (UT)
Additional Restrictions
We cannot accept Texas or Massachusetts primary homes due to the Homestead Act.
We do not lend in the following states:
  • Arizona (AZ)
  • Puerto Rico (PR)
  • Nevada (NV)
  • U.S. Virgin Islands (USVI)
  • North Dakota (ND)
  • South Dakota (SD)
  • Hawaii (HI)
  • West Virginia (WV)
  • Vermont (VT)
We do not lend against properties located in remote areas of Alaska.
Alaska is a case-by-case state.