Frequently Asked Questions
Find answers to common questions about business funding
General Questions
Wallvestment Capital is a pioneering online financial company that emerged during the COVID-19 pandemic. We provide unmatched funding solutions tailored to business needs through our innovative AI-powered platform. Our focus is on your business's historical achievements and financial health when making funding decisions.
Our AI technology analyzes your business data, financial history, and performance metrics to make informed funding decisions. This allows us to process applications faster and more accurately than traditional methods, often providing approval decisions within 24 hours.
Unlike traditional lenders who focus primarily on credit scores, we evaluate your business based on its historical achievements and financial health. Our AI-powered platform enables faster processing, and our entirely online process means you can complete everything remotely.
Application Process
Our application process is designed to be quick and efficient. The initial application takes about 5-10 minutes to complete online. Our AI system then analyzes your information, and you can typically expect a decision within 24 hours.
You'll need basic business information including your business name, type, years in operation, contact details, monthly revenue, requested funding amount, and business address. Our EIN field is optional but helpful for processing.
Yes! Our revolutionary operational model allows both our employees and clients to complete all tasks entirely online. You can apply, get approved, and receive funding without ever leaving your office.
Funding Options
We offer several funding solutions including Working Capital (up to $500K), Equipment Financing (up to $1M), Business Expansion funding (up to $2M), and Inventory Purchase financing (up to $750K). Each solution is tailored to specific business needs.
Our minimum funding amount is typically $1,000, while maximum amounts vary by product: Working Capital up to $500,000, Equipment Financing up to $1,000,000, Business Expansion up to $2,000,000, and Inventory Purchase up to $750,000.
It depends on the funding type. Working Capital typically doesn't require collateral, while Equipment Financing uses the equipment as collateral, and Inventory Purchase may use inventory as collateral. We'll discuss specific requirements during the application process.
Requirements & Eligibility
Basic requirements include: operating business for at least 6 months, consistent monthly revenue, valid business registration, and the ability to demonstrate business performance. We focus more on your business's financial health than personal credit scores.
We work with businesses across various industries including Retail, Restaurant, Transportation, Technology, Construction, Healthcare, Education, and Manufacturing. Our AI platform is designed to evaluate businesses in almost any sector.
While we may review personal credit as part of our comprehensive evaluation, our primary focus is on your business's historical achievements and financial health. We don't rely solely on credit scores like traditional lenders.
Terms & Conditions
Repayment terms vary based on the funding type and amount. We offer flexible terms ranging from 3 months to 5 years depending on your business needs and the funding product. Terms are customized for each business situation.
Prepayment penalty policies vary by funding product and terms. We'll clearly outline any applicable fees in your funding agreement. Many of our products offer flexible prepayment options to help businesses manage their cash flow effectively.
Contact & Support
You can reach us through multiple channels:
• New York Office: 877-220-0865 (30 Wall Street, New York, NY 10005)
• Houston Office: 877-694-3717 (3000 Wilcrest Dr., Suite 300, Houston, TX 77042)
• Email: help@wallvestment.com
• Online contact forms on our website
• New York Office: 877-220-0865 (30 Wall Street, New York, NY 10005)
• Houston Office: 877-694-3717 (3000 Wilcrest Dr., Suite 300, Houston, TX 77042)
• Email: help@wallvestment.com
• Online contact forms on our website
Our New York office is open Monday-Friday 9 AM-6 PM EST, Saturday 10 AM-4 PM EST. Our Houston office is open Monday-Friday 8 AM-5 PM CST, Saturday 9 AM-3 PM CST. Both offices are closed on Sundays. However, you can apply online 24/7 through our platform.
Still Have Questions?
Our funding experts are ready to help you understand your options and guide you through the process.
24 Hours
Average approval time
100% Online
Complete process remotely
AI-Powered
Advanced evaluation system
Secure
Bank-level security