Privacy Policy

1. Information We Collect

We collect information you provide directly to us, including when you:

• Apply for funding or create an account
• Submit a contact form or request information
• Use our loan calculator, pre-qualification tools, or application forms
• Communicate with us by phone, email, SMS/text message, chat, or other methods
• Request support or respond to follow-up requests
• Subscribe to newsletters or other communications, where applicable

Types of Information We May Collect:

• Personal Information: Name, email address, phone number, mailing address, business address, and other contact information.
• Business Information: Business name, industry, business type, years in business, monthly revenue, funding request details, ownership information, and other business-related details.
• Financial and Application Information: Bank statements, credit information, tax returns, business documents, identification documents, funding history, payment history, and related documents submitted in connection with a funding request.
• Technical Information: IP address, browser type, device information, operating system, referring website, pages visited, website usage data, and similar technical information.
• Communication Information: Records of communications with us, including emails, phone calls, SMS/text messages, chat messages, form submissions, and support requests.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To process, evaluate, and respond to funding inquiries and applications
• To verify business information and evaluate eligibility for funding products
• To communicate with you about your funding inquiry, application status, document requests, appointments, advisor follow-ups, and support matters
• To provide customer service and respond to questions or requests
• To send service-related messages, notices, confirmations, reminders, and updates
• To send marketing communications only where permitted by law and with any required consent
• To improve our website, services, application process, underwriting process, and customer experience
• To prevent fraud, protect security, and verify identity
• To comply with legal, regulatory, contractual, and recordkeeping obligations
• To enforce our agreements, terms, policies, and legal rights

3. SMS/Text Messaging Privacy Notice

If you provide your mobile phone number and consent to receive text messages from Wallvestment Capital, we may use your mobile number to send text messages related to your funding inquiry, application status, document requests, appointment reminders, advisor follow-ups, support responses, and funding-related account updates.

Message frequency may vary. Message and data rates may apply. You may reply STOP to opt out at any time. You may reply HELP for assistance.

Consent to receive text messages is not required as a condition of funding approval.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except as necessary to provide messaging services, comply with applicable law, or protect the rights, safety, and security of Wallvestment Capital, our users, and others.

4. Information Sharing and Disclosure

We may share information in the following limited circumstances:

• With Funding Providers and Capital Partners: To evaluate, structure, process, or fulfill your financing request, we may share application data with Wallvestment-managed programs and integrated capital providers operating within our platform infrastructure. We do not sell your application data, and we do not broadly distribute merchant files across the market.
• With Service Providers: We may share information with trusted third-party service providers who assist us with business operations, technology, hosting, data storage, customer support, communications, analytics, compliance, fraud prevention, document processing, payment processing, and other services.
• For Legal and Compliance Purposes: We may disclose information when required by law, regulation, subpoena, court order, legal process, government request, or when we believe disclosure is necessary to protect our rights, enforce agreements, prevent fraud, or protect the safety of our company, users, partners, or others.
• In Business Transfers: Information may be transferred or disclosed in connection with a merger, acquisition, financing, reorganization, sale of assets, or similar business transaction.

We do not sell your personal information to third parties. We also do not share mobile information, text messaging opt-in data, or SMS consent with third parties or affiliates for marketing or promotional purposes.

5. Partner Selection Controls

When third-party capital is considered, Wallvestment Capital limits file sharing to providers reasonably matched to the requested product type, deal size, industry, geography, and risk profile. Your application is not broadly distributed across the market. If your file is not a fit for a Wallvestment-managed program, we share it only with a limited group of vetted funding partners selected for relevance, privacy, and execution quality.

6. Data Security

We use reasonable technical, administrative, and organizational measures to protect personal information against unauthorized access, alteration, disclosure, loss, misuse, or destruction.

These measures may include:

• SSL encryption for data transmission
• Secure servers and databases
• Access controls and authentication procedures
• Employee training regarding privacy and data protection
• Internal security policies and procedures
• Regular review of security practices

However, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security of your information.

7. Your Rights and Choices

Depending on applicable law, you may have certain rights regarding your personal information, including:

• Access: You may request access to the personal information we maintain about you.
• Correction: You may request that we correct inaccurate or incomplete information.
• Deletion: You may request deletion of certain personal information, subject to legal, regulatory, contractual, fraud-prevention, and recordkeeping requirements.
• Opt-Out of Marketing: You may opt out of marketing communications at any time by following the unsubscribe instructions in the communication or contacting us.
• SMS Opt-Out: You may opt out of text messages at any time by replying STOP. You may reply HELP for assistance.
• Data Portability: You may request a copy of certain information in a portable format, where required by applicable law.

To exercise privacy rights, please contact us at privacy@wallvestment.com.

8. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to improve your website experience, analyze website traffic, understand user behavior, remember preferences, support website functionality, and improve our services.

These technologies may help us:

• Remember your preferences and settings
• Analyze website usage and performance
• Improve website functionality
• Understand how visitors interact with our website
• Provide relevant content or advertising, where permitted

You can control cookie settings through your browser preferences. Disabling cookies may affect certain website features. See our Cookie Policy for more details.

9. Third-Party Links

Our website may contain links to third-party websites, platforms, tools, or services. We are not responsible for the privacy practices, content, security, or policies of third-party websites. We encourage you to review the privacy policies of any third-party websites you visit.

10. Children's Privacy

Our services are intended for business owners, authorized business representatives, and individuals who are at least 18 years old. Our services are not intended for children under 18. We do not knowingly collect personal information from children under 18. If we learn that we have collected such information, we will take reasonable steps to delete it.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we update it, we will revise the "Last Updated" date above. Any changes will be effective when posted on this page unless otherwise stated. Your continued use of our website or services after changes are posted means you accept the updated Privacy Policy.

12. Contact Information

If you have any questions about this Privacy Policy or our privacy practices, please contact us: